Experience personalized mortgage guidance
where you’re treated like family every step of the way

Who We Are
Choose the Julie Payton Mortgage Team for expert, personalized guidance and a boutique lending experience that always puts your needs first.
We make home financing across Florida smooth, transparent, and stress-free.
With nearly 30 years of experience, Julie Payton and her team are here to guide you through every step of the mortgage process.
We offer honest, personalized service and treat you like family as you turn your homeownership dreams into reality.



Loan Programs
Julie Payton Mortgage Team provides a diverse array of mortgage services across Florida from our base in Jacksonville. Our goal is to offer you detailed information about our loan programs so you can confidently choose the best option for your needs.
Why Work with Us
- With my team we have a 98.2% close rate. Meaning... If we pre-approve you, start packing.
- Personalized mortgage guidance tailored to each client’s unique needs
- Navigating the full mortgage process with accuracy, compliance, and care
- Staying current with loan program guidelines and industry changes
- Building lasting client relationships through compassion, professionalism, and treating clients like family
- Helping clients achieve homeownership in a smooth, stress-free way
Mortgage Resources
Welcome to our Mortgage Resources hub, designed to support you at every stage of your home financing process. Here, you can quickly access helpful tools like our Mortgage Calculator to estimate payments, discover tips for managing your Credit Score, and securely upload your important documents. Explore these resources below to make informed decisions and move forward on your path to homeownership with ease.

Get in Touch Today
Reach out today to learn more about the mortgage loan programs available and discover the best fit for your financial goals.
