Julie Payton
Mortgage Loan Originator
(904) 334-9944
Agent For First Florida Mortgage Inc.
NMLS: 854032 / 392021
Purchase the Home of Your Dreams Today!
Welcome to the official site of Julie Payton Mortgage Loan Originator. I offer a full range of mortgage services for all of Florida from my base in Jacksonville.
I specialize in:
- FHA Loans
- VA Loans
- Conventional Loans
- USDA Loans
- Bank Statement, DSCR, 1099, Etc
Whether you are buying a home or refinancing, anywhere in the state of Florida. I can help you realize your dream of homeownership, Save on your current payment or get the most equity out of your home for other things.

Refinancing? I Can Help You with That, Too!
I offer a wide range of refinancing options, designed to best meet the needs of every borrowers. If you're looking for cash out, or to lower your current rate and/or terms, I can assist you.
I offer the following Refinancing Programs:
- FHA Streamline
- FHA Cash Out Renovation
- VA Streamline
- VA Cash Out
- USDA Streamline
- Conventional
- Rate-Term
- Cash Out
What makes me unique is that I offer the following niche programs as well: Manufactured home loans, Warrantable and Non-warrantable condos, 1099, Bank Statement, and Rebound Loans.
Contact me today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
