
About Julie Payton
Mortgage Home Loan Originator
Who am I, and why choose to work with me and my team?
I am a dedicated, licensed mortgage originator with over 29 years of experience helping clients achieve their dream of homeownership. 🏡
As a wife, mother, and proud Mimi to two wonderful little boys 👦👦, family is at the heart of everything I do. Our beloved German Shepherd, Lexi 🐾, is also part of the team—she often keeps me company in the office! I enjoy taking short getaway trips with my husband, exploring new places, and making lasting memories. ✈️❤️
My career began as a mortgage analyst, reviewing closed loans across multiple states for accuracy and compliance. From there, I transitioned into loan processing and origination, where for over 26 years I’ve guided clients through every step of the mortgage process—ensuring each loan is tailored to fit their family’s unique needs.
I’ve always believed that understanding loan program guidelines is essential; one missed detail can mean the difference between a homebuyer’s dream coming true or falling apart. 🌟 Staying current with the ever-changing mortgage landscape is a top priority for me, and I am committed to navigating even the toughest challenges with compassion and professionalism.
Many of my clients have become lifelong friends because we treat each person like family from the very start. 🤝
My passion for this work continues to grow, and I am dedicated to providing outstanding service and personalized guidance every step of the way.
If you’re looking for a mortgage professional who will treat you like family, offer honest guidance, and work tirelessly to help you secure the right mortgage, my team and I are here to help. ✅
Your Team
What works best when taking a new Mortgage, from pre-approval to the closing table? A GREAT team!
I am so Thankful for my personal Processor and Loan Assistant, and I want to introduce them to you.

Cherri Majewski - Processor
A1AProcessing@gmail.com
(904) 240-8616
Cherri has been a Licensed Loan Originator and processor for over 13 years and understands the urgency of closing quickly and efficiently. She is very detailed and knows her stuff. She has closed everything from, Conventional, Government, Non-Conforming, construction, renovation loans. Cherri and I have worked together for over 12 years as co-workers, and she now will work directly with you, Read More

Paige DeWald - Loan Assistant
Paigemtg@gmail.com
Paige has worked in the legal field for many years and has been assisting with loan processing for over 6 years. She knows the importance of keeping everyone informed, to ensure we are all on the same page. (No Pun intended) She has gone through the home-buying experience herself and knows the process and thinks that should be avoided. Read More