Streamlined Home Buying Process

This is your starting point. We will evaluate your credit, discuss your financing options, and set expectations. During this step, we'll provide a Rapid Close checklist to help you gather the necessary documents for your full application.

Once you've submitted your application, your Loan Originator will collect all relevant information. Timely document submission is key to getting your loan processed quickly and efficiently.

Your file will be handed over to our in-house processor within one day of application (once all required documents are received). The processor will verify everything is in order, and you'll receive loan documents for e-signature or wet signature.

Within 3 days of being processed, your file will be submitted to underwriting (pending receipt of all required documents). Underwriting decisions are typically made within 2-4 days.

If your file is approved with conditions, it means the underwriter has approved it but additional documents or information are needed (e.g., appraisal, title, inspections). You'll work directly with your processor to resolve these outstanding items.

Once all conditions are met and documents are submitted, the underwriter will review everything for completeness. If all conditions are satisfied, the file will be cleared and prepared for closing.

Our processors work with closing agents to finalize your loan details. Your Loan Originator will send you the closing disclosure and contact you with your final closing figures as soon as they're received from the title company or attorney.